A Personalized, Caring Approach to Insurance
Business Insurance in Maryland, Virginia, and Pennsylvania
Because businesses come in all shapes and sizes, the business insurance plans we offer do as well. Which policy is right for you and your business? At Youngbar Insurance Agency, we have the experience and know-how to make your business impervious to damages, liabilities, and more. Let us help you navigate the complexities of business insurance.
The Protective Support Your Business Deserves
Whether your business needs its first insurance plan or you need to update an old policy, we’re poised to listen, educate, and support you on your way to peace of mind. Sit down with us and we’ll work through the multiple facets of business insurance, including:
Are you the owner of a business in Maryland, Virginia, or Pennsylvania? If so, you know the physical space in which you conduct your business is extremely important to your success. If your environment is suffering, your productivity and profits will likely be suffering as well. Whether your business is just starting out in a small office or expanding into a large warehouse, we can cover you in the case of damage to your place of business. We can protect you from losses due to property damage, damage to inventory, or loss of income in case you have to temporarily close your workplace.
As a business owner, you could be vulnerable to lawsuits for any number of reasons. At Youngbar Insurance Agency, we can protect you from the associated costs of a lawsuit up to selected policy limits. This can be a life-saver in a wide variety of situations. For example, you could be vulnerable if a customer or employee slips and falls at your place of business, or to other lawsuits such as wrongful termination or disgruntled employee accusations. We can give you the peace of mind of knowing you are protected if an unexpected event throws a wrench into your day-to-day operations.
It’s an unfortunate reality that you and your business could be the victim of a variety of different crimes and scams. With a business crime insurance policy, you can be protected from the gamut of potential issues you could face, such as property damage, theft, forgery, data breaches, and more. Don’t let yourself become a victim — be sure to cover yourself from the possibility of crime and dishonesty negatively affecting your business and your bottom line.
Youngbar Insurance Agency offers top-of-the-line auto insurance, and we can also tailor a plan to the specific auto insurance needs of your business. Vehicles and transportation can factor into many different businesses in a wide range of ways. You might need coverage that protects you if your business uses trucks to transport goods, if you’re a worker with expensive tools that could be stolen or damaged, if you own a food truck, or if your business uses vehicles for other aspects of its daily operations.
You want the best for your workers and for yourself, so if you find yourself in a situation where workers’ compensation is filed, allow Youngbar Insurance Agency to help provide the best care and the least amount of productivity loss. Reduce your risks, your chances to be defrauded, and your financial strain with our help.
Don’t let an unexpected event leave your company out to dry. Umbrella insurance can protect you from large losses by adding another layer of liability insurance that starts at the limit of your other liability insurance policy. It can protect you in situations where you could be at risk of exceeding the limits of your other insurance policies, such as injury or auto coverage.
Life insurance is a very attractive choice for business owners for two distinct reasons — it can provide coverage in the event of an employee passing away, and it can provide great life insurance benefits, which can be a motivating factor for attracting the best available employees.
This list is just a snapshot of the many features a commercial insurance policy can offer. Your business undoubtedly has many facets to consider when deciding which insurance policies are right for you, and our personalized service means you are not just another number to us. We will work with you to find the exact coverage suited to your business and livelihood. Policies can be customized to your exact industry to protect your business against unique concerns and risks. The key is sitting down with an expert who knows those details — we can provide this excellent service at Youngbar Insurance Agency.
Get in Touch Today
Feeling torn between your business’ budget and protecting it from risks? Thanks to our expertise, you don’t have to leave your business vulnerable or break the bank. Explore the possibilities and set your business up to thrive for years to come. Contact us today for a consultation, and put your business insurance worries to rest.