Home Insurance

A Personalized, Caring Approach to Insurance

Serving Your Homeowners Insurance Needs in Maryland, Virginia, and Pennsylvania

Your home is a source of pride and a refuge where you can enjoy life’s best moments. However, it’s also an asset. Home insurance covers your valuable retreat so you can focus on what really matters — living life to the fullest. At Youngbar Agency, we are able to grant you the peace of mind to do just that. The key is finding a plan that provides the coverage you need without breaking the bank. We specialize in listening, collaborating, and offering solutions. Let us guide you to the perfect homeowners insurance policy for your needs.

youngbar homeowners.jpg

Coverage You Can Depend On

The best house insurance policies are nuanced and thorough, covering you financially no matter what happens. As a homeowner, there is a large variety of potential causes for damage to your property. Natural disasters, fires, vehicular damage, theft, and other causes of damage can sometimes seem unlikely to affect us, but are unfortunate realities that anyone can be vulnerable to.Thanks to our attention to detail and comprehensive understanding of all your options, we can help you find the right policy to protect your property no matter what happens. A good home insurance policy will cover your:


Additional Structures

This refers to any other structure on your property that is not attached to the home itself. Whether that’s a detached garage, a workshop, or another type of structure, we understand you could have the potential to lose more than just your house itself, and we want to make sure you’re covered.


Personal Liability

Accidents happen. If someone is injured on your property, you can have the peace of mind of knowing you’re covered with personal liability insurance. Whether you were liable for an injury or not, this package can cover the potential associated medical costs.


Personal Property

The walls of your home contain countless treasures, personal mementos, and other valuable possessions such as electronics, furniture, and appliances. We have every aspect of our lives wrapped up in our homes. If the unthinkable happens, you can have the relief of knowing you can rely on the compensation provided by a quality homeowners insurance plan.



Dwelling coverage refers to the structure of your home itself. From the floors to the walls to the ceilings, ensure the structure you worked so hard to purchase or build is covered by a quality homeowners insurance plan.

In addition to matching you with the insurance plans that fit your personalized needs, we stick with you for the long run. If the worst happens and you need to submit a claim, we’ll do the heavy lifting to make sure you enjoy the full benefits promised by your policy.

Areas We Serve

Youngbar Insurance Agency is based in Frederick, MD, and is capable of handling the insurance needs of homeowners over a wide range of areas.


Homeowners Insurance in Maryland

We are proud to offer excellent coverage to the denizens of our home state of Maryland, and we have been serving our local community for years.


Homeowners Insurance in Virginia

Virginia is for lovers, and because we love Virginia, we want to provide the state with the very best in homeowners insurance.


Homeowners Insurance in Pennsylvania

In addition to Maryland and Virginia, we are also equipped to provide residents of Pennsylvania with personalized homeowners insurance to fit their needs.

Contact Us Today

No one is exempt from life’s unexpected twists and turns, so everyone should have insurance — a formal term for a backup plan. We make it possible for you to get back on your feet should something go wrong. Schedule a consultation with Youngbar Agency today.


Home Insurance

Enjoy peace of mind in your home thanks to quality, affordable insurance. We leave cookie-cutter policies behind and make sure you’re covered.



Auto Insurance

Be seen as the individual you are. We’re proud to cover all major types of auto insurance and stand ready to help you navigate your options.



Umbrella Insurance

Umbrella insurance covers a much higher limit and goes above and beyond claims directly to your home, auto, drivers, and all properties from an unforeseen event



Business Insurance

We’re more than just insurance consultants — we’re allies. Never forgetting the value of your assets, we do everything in our power to protect you.



Financial Services

How to build your financial future/dreams. We are here to help, guide and make sure you and your family to have a bright future that you dreamed of.



Life Insurance

Don’t navigate life insurance on your own. Instead, let our experience guide you to the perfect policy. Contact us to get started.




Whether you are a big, small business owner or individual who is looking for medical/health coverage, we've got you covered.



Travel Insurance

Taking a vacation or business trip? But worried about trip interruption, cancellation, emergency or delays, we have options for you.